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Medicare Open Enrollment runs from October 15 through December 7, 2023

Medicare’s Open Enrollment period gives people the opportunity to check if their current Medicare coverage is right for them. During this time, you can compare coverage options, like Traditional Medicare and Medicare Advantage, choose health and prescription drug plans for 2024 and see how the Inflation Reduction Act is saving you money. You should select the plan that best fits your needs and budget.

To help you find the right plan, review this checklist:

  • Check if your prescriptions are included on your plan’s formulary and your health care providers are in a plan’s network.
  • Review the plan’s estimated total costs, including deductibles and out-of-pocket costs.
  • Remember that a low monthly premium may not always be the best overall value for your health care needs.
  • Check if Medicare Advantage plans offer extra benefits such as vision, hearing or dental coverage.
  • Thanks to the Inflation Reduction Act, your cost should not exceed $35 for a month’s supply of insulin covered by Medicare.

You can compare plans at Medicare.gov or by calling 1-800-MEDICARE (1-800-633-4227). During open enrollment, you can speak with a real person, 24 hours a day, 7 days a week (including weekends).

Medicare Part D Extra Help

If you are struggling with prescription drug costs, the Medicare Part D Extra Help program can help pay for drug coverage premiums, deductibles, coinsurance and out-of-pockets costs. If you make less than $22,000 a year, you should consider applying.

For more information about the Medicare Part D Extra Help program, visit the Social Security Administration website at ssa.gov/extrahelp. You can also call the Social Security Office at 1-800-772-1213.